![]() ![]() So if you want the pretty monthly budget planner version then just click here which will take you to the link to it. The link for that is below if you’d prefer to print out the Google docs version but I’ve also made a prettier version which looks much better when you print it out and it’s definitely my preferred option when I re-do my monthly budget! How to get your free monthly budget planner I first included a printable monthly budget planner on here not long after I started blogging and to this day, I can see that lots of you follow the link to my original version over on Google Docs every single day. I’ve written lots of posts about how important it is to know exactly what your monthly budget because let’s face it, it’s difficult to know where to save money if you don’t know exactly where it’s been spent isn’t it? Filling in all of your income and expenditure on this form (as long as you do it honestly) will help you see where you can save money and where you have a little extra to play with. If there are any more budget templates you would like to see on this site, then please leave a comment below.This free monthly budget planner is just what you need to get your finances in order! There are two versions for you to choose from – a pretty colourful one or a more grown-up serious version with no colour in sight. I have created many budget templates and trackers for friends and family over the last 20 years and I am thrilled to share them with you here. I have an MBA in finance and I love creating templates to help me save and create an emergency fund. ![]() Use the savings trackers above to create your emergency fund. If your emergency fund is tied up in investments it might not be available if suddenly required. Ideally, you should keep your emergency fund in an easily accessible bank account with an APY of at least 1 percent. If this is out of your reach, aim for a minimum of $1,000 per person. This sum should include rent, groceries, utilities, and all other basic living expenses. Ideally, your emergency fund should cover six months of living expenses. This really depends on your current financial situation. Put the money you save in a piggy bank you cannot open or better yet in a high yield savings account. It is very important to have an emergency fund to see you through to the next paycheck in case you are hit by an unexpected bill or expense. The idea is to create inspiration to give you the motivation to prevent impulse shopping and save wherever you can. If you are saving to buy a home or new car then put pictures of homes or cars you love. For example, if you are saving for a wedding then put pictures of your dream wedding. ![]() If you need extra motivation to save, then try creating a vision board. Put your coins somewhere you won’t be able to get them out. On the site, you will find various money saving challenges to help you save.Įven if you can’t afford to do any of these challenges then start small by saving your loose change. To check how much income you have each month, please see our budget template printables. To check how much you are spending on needs and wants please see our expense trackers. This is, in addition, to your retirement plans.
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